Siding Financing Options
Don't let budget be a barrier to protecting your home. We offer flexible financing plans to make James Hardie siding installation affordable for Idaho homeowners.
Protect your home now, pay over time
Siding replacement is a significant investment, typically ranging from $15,000 to $50,000+ depending on home size and product selection. For most homeowners, waiting to save the full amount means months or years of additional exposure for your home.
Financing lets you protect your home now with James Hardie fiber cement, the most durable, long-lasting siding available, and spread the cost into comfortable monthly payments that work within your budget.
With a 30-year substrate warranty and 15-year Color Plus color warranty, your investment is protected for decades. Most homeowners find their monthly financing payment is less than what they were spending on maintenance for their old siding.
Estimates only. Actual payment depends on credit profile, loan amount, and program terms.
How financing works
From estimate to approval, a simple, four-step process designed around you.
Step 1
Get your free estimate
We assess your project and provide a detailed, itemized estimate. No surprises, no hidden fees.
Step 2
Discuss financing options
During your estimate appointment, we'll walk you through available financing programs and help you choose the right plan.
Step 3
Quick application
The financing application is fast and straightforward. Many homeowners are approved same-day.
Step 4
Project begins
Once approved, we schedule your project and get started. You pay over time, not upfront.
Financing FAQs
What credit score do I need to qualify?
Requirements vary by program, but we work with lenders who offer options for a range of credit profiles. We encourage everyone to apply and see what they qualify for.
Are there 0% interest options?
Yes, select financing programs offer promotional 0% interest periods for qualified borrowers. Ask us about current promotions during your estimate appointment.
Can I finance the full cost of my siding project?
In most cases, yes. Many homeowners finance 100% of their siding project cost with no down payment required.
How long are the loan terms?
Loan terms typically range from 12 months to 10 years, depending on the program and amount financed. Longer terms mean lower monthly payments.
Does financing affect my warranty?
Absolutely not. All James Hardie product warranties and our workmanship warranty apply regardless of how you pay for your project.
Related resources
Don't just take our word for it. Hear from real customers who have experienced the Direct Siding Pros difference.
Aaron and his crew were PHENOMENAL!! As a Airbnb host we understand the power of a good review.
Shaun Rico
1 year ago
I've had great service from Aaron and the crew from Direct Siding and would definitely recommend them. After a great deal of frustration with my previous contractor and a few dead ends trying to find someone else, I fortunately found Direct Siding.
Alan Petrie
1 year ago
Aaron Mote was very easy to work with. His team worked fast and diligently. Our siding and windows look fabulous. Thank you!
Brian Burnham
1 year ago
We have a relatively large home, Aaron and his crew gave us a great price and accomplished it much faster than anticipated. Aaron was very patient on the last few 'punch out' items we pointed out.
Kinsey Boyle
1 year ago
This company is PHENOMENAL to say the least, should be 10 gold stars! They arrived as scheduled & set up & got right to work immediately yesterday morning Sept 19, 2024, & were completely done by late afternoon. Half the crew sided one side while the other half sided the other side.
Just Me
1 year ago
We hired Direct Siding to install new siding on our Barn & Shop in Hayden, Idaho.
Carol Okeeffe
1 year ago
The transformation of our home from the old vinyl siding to the new Hardie siding is beyond amazing. The workmanship is top-notch. The crew was fast and thorough and they picked up everything. We highly recommend Aaron and Direct Siding.
Bruce E
1 year ago
Thank you, Aaron, Scott, Maria, and the Direct Siding Team. The James Hardie fiber-cement siding was ordered and the project started on time. The installation was professional, on time and on budget. I am very happy to recommend Direct Siding.
Jim
2 years ago
We had a house from the 90s with brittle, oxidizing vinyl and lots of rotting fascia and trim. I'd been putting off a siding replacement for years. After getting a couple bids, we went with Direct Siding which was a lower estimate, but more importantly, they seemed knowledgeable and professional.
Dan Hollingshead
2 years ago
Install James Hardie fiber-cement lap siding (with factory baked-on paint) - 50 year-old house located in Weiser Idaho. Excellent work, professional crew, completed on schedule.
Jack
3 years ago
Direct Siding installed the exterior siding on our house. They were very professional and fast. Aaron was really easy to work with and was very helpful. I highly recommend Direct Siding.
Birgit Hodgson
2 years ago
Aaron and crew were great to work with. Honest and competent. The outcome was beautiful. Can't say enough good things about this company!
Mark Greiman
1 year ago
Aaron and his crew were PHENOMENAL!! As a Airbnb host we understand the power of a good review.
Shaun Rico
1 year ago
I've had great service from Aaron and the crew from Direct Siding and would definitely recommend them. After a great deal of frustration with my previous contractor and a few dead ends trying to find someone else, I fortunately found Direct Siding.
Alan Petrie
1 year ago
Aaron Mote was very easy to work with. His team worked fast and diligently. Our siding and windows look fabulous. Thank you!
Brian Burnham
1 year ago
We have a relatively large home, Aaron and his crew gave us a great price and accomplished it much faster than anticipated. Aaron was very patient on the last few 'punch out' items we pointed out.
Kinsey Boyle
1 year ago
This company is PHENOMENAL to say the least, should be 10 gold stars! They arrived as scheduled & set up & got right to work immediately yesterday morning Sept 19, 2024, & were completely done by late afternoon. Half the crew sided one side while the other half sided the other side.
Just Me
1 year ago
We hired Direct Siding to install new siding on our Barn & Shop in Hayden, Idaho.
Carol Okeeffe
1 year ago
The transformation of our home from the old vinyl siding to the new Hardie siding is beyond amazing. The workmanship is top-notch. The crew was fast and thorough and they picked up everything. We highly recommend Aaron and Direct Siding.
Bruce E
1 year ago
Thank you, Aaron, Scott, Maria, and the Direct Siding Team. The James Hardie fiber-cement siding was ordered and the project started on time. The installation was professional, on time and on budget. I am very happy to recommend Direct Siding.
Jim
2 years ago
We had a house from the 90s with brittle, oxidizing vinyl and lots of rotting fascia and trim. I'd been putting off a siding replacement for years. After getting a couple bids, we went with Direct Siding which was a lower estimate, but more importantly, they seemed knowledgeable and professional.
Dan Hollingshead
2 years ago
Install James Hardie fiber-cement lap siding (with factory baked-on paint) - 50 year-old house located in Weiser Idaho. Excellent work, professional crew, completed on schedule.
Jack
3 years ago
Direct Siding installed the exterior siding on our house. They were very professional and fast. Aaron was really easy to work with and was very helpful. I highly recommend Direct Siding.
Birgit Hodgson
2 years ago
Aaron and crew were great to work with. Honest and competent. The outcome was beautiful. Can't say enough good things about this company!
Mark Greiman
1 year ago
Aaron and his crew were PHENOMENAL!! As a Airbnb host we understand the power of a good review.
Shaun Rico
1 year ago
I've had great service from Aaron and the crew from Direct Siding and would definitely recommend them. After a great deal of frustration with my previous contractor and a few dead ends trying to find someone else, I fortunately found Direct Siding.
Alan Petrie
1 year ago
Aaron Mote was very easy to work with. His team worked fast and diligently. Our siding and windows look fabulous. Thank you!
Brian Burnham
1 year ago
We have a relatively large home, Aaron and his crew gave us a great price and accomplished it much faster than anticipated. Aaron was very patient on the last few 'punch out' items we pointed out.
Kinsey Boyle
1 year ago
This company is PHENOMENAL to say the least, should be 10 gold stars! They arrived as scheduled & set up & got right to work immediately yesterday morning Sept 19, 2024, & were completely done by late afternoon. Half the crew sided one side while the other half sided the other side.
Just Me
1 year ago
We hired Direct Siding to install new siding on our Barn & Shop in Hayden, Idaho.
Carol Okeeffe
1 year ago
The transformation of our home from the old vinyl siding to the new Hardie siding is beyond amazing. The workmanship is top-notch. The crew was fast and thorough and they picked up everything. We highly recommend Aaron and Direct Siding.
Bruce E
1 year ago
Thank you, Aaron, Scott, Maria, and the Direct Siding Team. The James Hardie fiber-cement siding was ordered and the project started on time. The installation was professional, on time and on budget. I am very happy to recommend Direct Siding.
Jim
2 years ago
We had a house from the 90s with brittle, oxidizing vinyl and lots of rotting fascia and trim. I'd been putting off a siding replacement for years. After getting a couple bids, we went with Direct Siding which was a lower estimate, but more importantly, they seemed knowledgeable and professional.
Dan Hollingshead
2 years ago
Install James Hardie fiber-cement lap siding (with factory baked-on paint) - 50 year-old house located in Weiser Idaho. Excellent work, professional crew, completed on schedule.
Jack
3 years ago
Direct Siding installed the exterior siding on our house. They were very professional and fast. Aaron was really easy to work with and was very helpful. I highly recommend Direct Siding.
Birgit Hodgson
2 years ago
Aaron and crew were great to work with. Honest and competent. The outcome was beautiful. Can't say enough good things about this company!
Mark Greiman
1 year ago
Aaron and his crew were PHENOMENAL!! As a Airbnb host we understand the power of a good review.
Shaun Rico
1 year ago
I've had great service from Aaron and the crew from Direct Siding and would definitely recommend them. After a great deal of frustration with my previous contractor and a few dead ends trying to find someone else, I fortunately found Direct Siding.
Alan Petrie
1 year ago
Aaron Mote was very easy to work with. His team worked fast and diligently. Our siding and windows look fabulous. Thank you!
Brian Burnham
1 year ago
We have a relatively large home, Aaron and his crew gave us a great price and accomplished it much faster than anticipated. Aaron was very patient on the last few 'punch out' items we pointed out.
Kinsey Boyle
1 year ago
This company is PHENOMENAL to say the least, should be 10 gold stars! They arrived as scheduled & set up & got right to work immediately yesterday morning Sept 19, 2024, & were completely done by late afternoon. Half the crew sided one side while the other half sided the other side.
Just Me
1 year ago
We hired Direct Siding to install new siding on our Barn & Shop in Hayden, Idaho.
Carol Okeeffe
1 year ago
The transformation of our home from the old vinyl siding to the new Hardie siding is beyond amazing. The workmanship is top-notch. The crew was fast and thorough and they picked up everything. We highly recommend Aaron and Direct Siding.
Bruce E
1 year ago
Thank you, Aaron, Scott, Maria, and the Direct Siding Team. The James Hardie fiber-cement siding was ordered and the project started on time. The installation was professional, on time and on budget. I am very happy to recommend Direct Siding.
Jim
2 years ago
We had a house from the 90s with brittle, oxidizing vinyl and lots of rotting fascia and trim. I'd been putting off a siding replacement for years. After getting a couple bids, we went with Direct Siding which was a lower estimate, but more importantly, they seemed knowledgeable and professional.
Dan Hollingshead
2 years ago
Install James Hardie fiber-cement lap siding (with factory baked-on paint) - 50 year-old house located in Weiser Idaho. Excellent work, professional crew, completed on schedule.
Jack
3 years ago
Direct Siding installed the exterior siding on our house. They were very professional and fast. Aaron was really easy to work with and was very helpful. I highly recommend Direct Siding.
Birgit Hodgson
2 years ago
Aaron and crew were great to work with. Honest and competent. The outcome was beautiful. Can't say enough good things about this company!
Mark Greiman
1 year ago
Ready to get started?
Request your free estimate and we'll walk you through financing options at your appointment.